Terms

Terms of use

Susman Insurance Agency, a licensed California insurance broker (License 0B75129), runs this website. We are not an insurance company, a benefits company, or a plan administrator.

These quotes are informational only. The carriers provide them so you can compare. The actual policy, and what underwriting concludes, determine your real rate, coverage, and any limits.

You are not buying insurance here. Running a quote, submitting an application, or filling out any form does not trigger or change any actual coverage. You can abandon an application at any point without obligation.

Not everything is available to everyone. Which carriers, which products, and what rates apply depend on your state, health, and other factors. Some carriers do not operate in all states; some don't offer all product types.

Educational material only. The guides here are general information, not legal, tax, or financial counsel. Rules and tax treatment differ by state and individual circumstances. Always talk to a licensed professional in your state before deciding.

Third-party application system. The application page loads a third-party application system running on encrypted servers. Your data is encrypted in motion and stored encrypted; the carrier's privacy policy governs how they handle your information.